Dividend investing is about the income stream, not just the share price. Enter your position size and dividend rate to estimate your annual and monthly income, plus how it could grow over time.
How It’s Calculated
Annual Dividend Income = Shares Owned × Annual Dividend Per Share, divided by 12 for a monthly average. When you add a growth rate and projection period, each year’s dividend is assumed to grow at that rate, compounding annually, and the total sums every year’s income over the period.
A Note on Assumptions
This calculator assumes dividends grow at a constant rate and that you hold the same number of shares throughout — it doesn’t account for dividend cuts, reinvestment, or taxes on dividend income.
Worked Example
Say you own 200 shares paying a $2.50 annual dividend per share, and you expect the company to grow its dividend 6% a year. You’d start with $500.00 in annual income ($41.67 a month) — and if that growth holds, your annual income would grow to $844.74 by year 10, for $6,590.40 in total dividends collected over that decade.
FAQ
Does this assume I reinvest my dividends?
No — it projects the income itself, assuming your share count stays the same. If you reinvest dividends to buy more shares, your real income would grow faster than shown here.
What if I don’t know the dividend growth rate?
Leave it at 0% for a conservative, flat-income estimate, or look up the company’s historical dividend growth rate as a starting point.
Is “monthly average” what I’d actually receive each month?
Not necessarily — most companies pay quarterly, so your actual monthly cash flow will be lumpy. This figure just spreads the annual total evenly for easy comparison.
Can I use this for a whole portfolio, not just one stock?
Yes — enter your total shares and a blended average dividend per share across your holdings for a rough portfolio-wide estimate.